When you need a cash advance, think of an online payday loan. A payday loan is a type of cash advance you get until your next paycheck goes through.
To qualify for this type of loan up to $300 you need:
- To be 18 and older
- To be a permanent resident or a US citizen
- To have a checking account
- To provide valid contact information
Usually, this type of loan is taken for up to one month, but lenders are allowed to extend your loan under different state restrictions.
It's very important to remember that renewals might be risky because lenders charge renewal costs. Additional costs may apply if you are unable to return the loan within the agreed-upon time frame.
Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming are the only states that offer cash advance loans of $300 or more. Payday loans online are legal in Maine, Oregon, and New Mexico, with certain limits.
If you have bad credit, you can still apply for a payday loan. Even if you are unemployed, the lenders might take into account any stable monthly income. For example, benefits or child support.
Loans up to $300 are easy to apply for and easy to return. Lenders are authorized to charge you between $10 and $30 for every $100 borrowed, depending on the jurisdiction.
Simply fill out a loan request form online, submit it, and wait for an instant response from a lender. The site will route your loan application to a trusted network of lenders that may provide you with a loan, fast. You should have a decision within a few minutes, if not seconds. If you are approved, you will negotiate the details with the lender directly.
When you receive the agreement, make sure to thoroughly read it before signing.
You will get your money within one business day once your arrangement is completed.
